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Shruti Arora

I am a CERTIFIED FINANCIAL PLANNER & have worked at Banking and Non-banking Financial Companies.

Author: Shruti Arora

What Is Your Risk Appetite?

In earlier posts, I have mentioned time & again that one of the main factors on which your investment decision should be based upon is your risk profile. In this post I will help you understand how you can determine your risk appetite. Investing is managing and improving your personal finances. Since it’s personal finance […]

How To Invest In a Bull Market

The term bull market is derived from the way the animal attacks its enemy. A bull would mainly use a forward, upward motion to thrust its horns against its target; the same motion the market prices move during this type of market phase. Sensex and Nifty are reaching new highs. This means that we are […]

The Mistaken Allure of Index Funds

Index funds are the norm and the “thing” in the US for quite some time now. They areĀ  considered the best and easiest form of investment. But fortunately or unfortunately India is a different ball game all together. This means that the much loved index funds are not the best investment strategy for Indians, at […]

What is a Systematic Withdrawal Plan?

Are you planning to take a sabbatical from work? Or maybe you are thinking of quitting your full-time job to start something of your own? Or maybe retirement is just around the corner? Then obviously your main concern right now will be to replace that steady and regular income inflow so that your budget and […]

How To Invest a Lump Sum Amount

So, you won the lottery? Congrats! Or a great-uncle left you a sizable inheritance? Or you sold an ancestral property? For many people this sudden increase in wealth causes more problems than comfort. This is because after receiving huge windfalls, people either get confused as to what to do with this money, or worse they […]

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Investment principles, strategies & discipline