Having a proper budget in place and sticking to it is one of the initial and critical steps of your journey to achieving financial well being. Yet, people end up wrecking their well-planned budget regularly and as a result, end up thinking that budgeting is not their cup of tea. Well, making a budget work […]
Saving regularly is the only key to ensure future financial security, but people come up with all sorts of excuses for not saving: I don’t have any surplus to save, My expenses are too high, I don’t know how and where to start etc. Your ability to save money is not dependent on your earnings […]
Impulse buying, going over-budget, showing off, buying everything that’s on sale are all signs of bad spending. When such a spending pattern turns into a habit it causes problems. Bad spending habits have a huge impact on your financial well being. They are a blow to your budget & can increase your debt. They can […]
Money is a powerful and important part of life. Without it, your life will certainly become difficult. Despite this fact, people make mistakes in handling their money & in the way they treat their money. Do you & your money have a healthy relationship? Let’s find out if you are making any of the following […]
An emergency fund lies at the foundation of your financial plan. its Presence or absence could be the difference between your financial success or failure. Just like financial markets, life is unpredictable. It is full of ups and downs. You can not predict what curve-ball life is going to throw at you tomorrow. How this […]
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