Indians are by nature excellent savers, almost each and every one of us has at least one savings account in their name. We fall in love with our bank balance once it starts approaching a “nice looking” figure. While a big bank balance looks nice, do you know that you are actually losing your hard […]
Saving regularly is the only key to ensure future financial security, but people come up with all sorts of excuses for not saving: I don’t have any surplus to save, My expenses are too high, I don’t know how and where to start etc. Your ability to save money is not dependent on your earnings […]
Until financial year 2017-18, Long Term Capital Gain (LTCG) tax on equity or equity oriented mutual funds was Nil, i.e. if investors sold their shares or equity oriented mutual fund units after holding them for more than a year, they paid zero LTCG tax. All the gains (no matter the amount) were theirs to keep without […]
Everyone wants to be rich and wealthy, and the best way to earn more money is to let it work for you by investing it properly. Add to the fact that nowadays one can start investing with as little as ₹500 in mutual funds, everyone wanting higher returns is ready to jump into this world. […]
These days it is very easy to purchase whatever one wishes for. Almost everything is available with a small down payment, be it the latest gadgets, home appliances or cars. You name it and chances are you will find an EMI or equated monthly installment solution for your desired purchase. Consumers looking for instant gratification […]
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